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Savings and Loan Rates

Loan Calculator  |  Savings Calculator

Dividend Rates

Effective 2/1/2019

Account TypeMinimum
Balance
RateAPY*
Regular Shares$ 25.000.25%0.25%
6 Months CD$ 2,500.000.60%0.60%
12 Months CD$ 500.001.00%1.00%
18 months CD$3,000.002.00%2.00%

Penalty applies for early withdrawals on certificates
Rates are variable and subject to change 
Dividends are paid the last day of each month
Dividends calculated using daily balance
*APY = Annual Percentage Yield


Loan Rates

Effective 2/1/2019

Personal $250 – $10,000 up to 4 years based upon length of employment.

TermAPR*Amount per Month
12 Months13.00%$89.31 per 1,000
24 Months13.50%$47.78 per 1,000
36 Months14.00%$34.18 per 1,000
48 Months14.50%$27.58 per 1,000

Auto – New with Direct Deposit

TermAPR*Amount per Month
Up to 48 Months2.24%$21.80 per 1,000
49 to 72 Months3.24%$15.30 per 1,000

Auto – Used with Direct Deposit

TermAPR*Amount per Month
Up to 48 Months3.24%$22.24 per 1,000
49 to 72 Months3.75%$15.53 per 1,000

RV – New

TermAPR*Amount per Month
Up to 72 Months3.99%$15.64 per 1,000

RV – Used

TermAPR*Amount per Month
Up to 72 Months4.99%$16.10 per 1,000

RV Camper & Boats in excess of $30,000

TermAPR*Amount per Month
Up to 120 Months4.99%$10.60 per 1,000
121 to 180 Months5.25%$8.04 per 1,000

All loans subject to credit approval
Finance up to 100% NADA value
Most loan applications approved in 24 hours
Rates variable and subject to change
Above Auto & RV Rates require Direct Deposit
*APR = Annual Percentage Rate