Loan Calculator | Savings Calculator | Fee Schedule
Effective 1/12/2023
| Account Type | Minimum Balance | Rate | APY* |
| Regular Shares | $ 25.00 | 0.25% | 0.25% |
| 6 Months CD | $ 2,500.00 | 1.75% | 1.75% |
| 12 Months CD | $ 500.00 | 2.50% | 2.50% |
| 18 months CD | $3,000.00 | 2.96% | 2.96% |
Penalty applies for early withdrawals on certificates
Rates are variable and subject to change
Dividends are paid the last day of each month
Dividends calculated using daily balance
*APY = Annual Percentage Yield
Effective 1/12/2022
Personal $250 – $10,000 up to 4 years based upon length of employment.
| Term | APR* | Amount per Month |
| 12 Months | 13.00% | $89.31 per 1,000 |
| 24 Months | 13.50% | $47.78 per 1,000 |
| 36 Months | 14.00% | $34.18 per 1,000 |
| 48 Months | 14.50% | $27.58 per 1,000 |
Auto – New with Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 3.24% | $22.24 per 1,000 |
| 49 to 72 Months | 4.49% | $15.87 per 1,000 |
Auto – New without Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 4.49% | $22.80 per 1,000 |
| 49 to 72 Months | 5.49% | $16.33 per 1,000 |
Auto – Used with Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 4.49% | $22.80 per 1,000 |
| 49 to 72 Months | 5.24% | $16.22 per 1,000 |
Auto – Used without Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 5.24% | $23.14 per 1,000 |
| 49 to 72 Months | 5.99% | $16.57 per 1,000 |
RV – New up to 2yrs old
| Term | APR* | Amount per Month |
| Up to 72 Months | 5.49% | $16.33 per 1,000 |
RV – Used 3 to 7 yrs old
| Term | APR* | Amount per Month |
| Up to 72 Months | 6.49% | $16.80 per 1,000 |
RV Camper & Boats in excess of $30,000
| Term | APR* | Amount per Month |
| Up to 120 Months | 6.49% | $11.35 per 1,000 |
| 121 to 180 Months | 6.79% | $8.87 per 1,000 |
Credit Card up to $10,000 for 36 months
| Term | APR* | Amount per Month |
| Up to 36 Months | 8.75% | $31.68 per 1,000 |
Special only one per member per year with $3,000 max
| Term | APR* | Amount per Month |
| 12 Months | 9.50% | $263.05 |
All loans subject to credit approval
Finance up to 100% NADA value
Most loan applications approved in 24 hours
Rates variable and subject to change
Above Auto & RV Rates require Direct Deposit
*APR = Annual Percentage Rate