Loan Calculator | Savings Calculator | Fee Schedule
Effective 9/14/2023
| Account Type | Minimum Balance | Rate | APY* |
| Regular Shares | $ 25.00 | 0.25% | 0.25% |
| 6 Months CD | $ 2,500.00 | 4.00% | 4.074% |
| 12 Months CD | $ 500.00 | 4.75% | 4.855% |
| 18 months CD | $3,000.00 | 5.00% | 5.116% |
Penalty applies for early withdrawals on certificates
Rates are variable and subject to change
Dividends are paid the last day of each month
Dividends calculated using daily balance
Fees may reduce earnings
*APY = Annual Percentage Yield
Effective 9/14/2023
Personal $250 – $10,000 up to 4 years based upon length of employment.
| Term | APR* | Amount per Month |
| 12 Months | 13.00% | $89.31 per 1,000 |
| 24 Months | 13.50% | $47.78 per 1,000 |
| 36 Months | 14.00% | $34.18 per 1,000 |
| 48 Months | 14.50% | $27.58 per 1,000 |
Auto – New with Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 3.00% | $22.13 per 1,000 |
| 49 to 72 Months | 4.25% | $15.76 per 1,000 |
Auto – New without Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 4.49% | $22.80 per 1,000 |
| 49 to 72 Months | 5.49% | $16.33 per 1,000 |
Auto – Used with Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 4.49% | $22.80 per 1,000 |
| 49 to 72 Months | 5.24% | $16.22 per 1,000 |
Auto – Used without Direct Deposit
| Term | APR* | Amount per Month |
| Up to 48 Months | 5.24% | $23.14 per 1,000 |
| 49 to 72 Months | 5.99% | $16.57 per 1,000 |
RV – New up to 2yrs old
| Term | APR* | Amount per Month |
| Up to 72 Months | 5.49% | $16.33 per 1,000 |
RV – Used 3 to 7 yrs old
| Term | APR* | Amount per Month |
| Up to 72 Months | 6.49% | $16.80 per 1,000 |
RV Camper & Boats in excess of $30,000
| Term | APR* | Amount per Month |
| Up to 120 Months | 6.49% | $11.35 per 1,000 |
| 121 to 180 Months | 6.79% | $8.87 per 1,000 |
Credit Card up to $10,000 for 36 months
| Term | APR* | Amount per Month |
| Up to 36 Months | 8.75% | $31.68 per 1,000 |
Special only one per member per year with $3,000 max
| Term | APR* | Amount per Month |
| 12 Months | 9.50% | $263.05 |
All loans subject to credit approval
Finance up to 100% NADA value
Most loan applications approved in 24 hours
Rates variable and subject to change
Above Auto & RV Rates require Direct Deposit
*APR = Annual Percentage Rate