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Savings and Loan Rates

Loan Calculator  |  Savings Calculator | Fee Schedule

Dividend Rates

Effective 9/14/2023

Account TypeMinimum
Balance
RateAPY*
Regular Shares$ 25.000.25%0.25%
6 Months CD$ 2,500.004.00%4.074%
12 Months CD$ 500.004.75%4.855%
18 months CD$3,000.005.00%5.116%

Penalty applies for early withdrawals on certificates
Rates are variable and subject to change 
Dividends are paid the last day of each month
Dividends calculated using daily balance
Fees may reduce earnings
*APY = Annual Percentage Yield


Loan Rates

Effective 9/14/2023

Personal $250 – $10,000 up to 4 years based upon length of employment.

TermAPR*Amount per Month
12 Months13.00%$89.31 per 1,000
24 Months13.50%$47.78 per 1,000
36 Months14.00%$34.18 per 1,000
48 Months14.50%$27.58 per 1,000

Auto – New with Direct Deposit

TermAPR*Amount per Month
Up to 48 Months4.00%$22.58 per 1,000
49 to 72 Months4.25%$15.76 per 1,000

Auto – New without Direct Deposit

TermAPR*Amount per Month
Up to 48 Months4.49%$22.80 per 1,000
49 to 72 Months5.49%$16.33 per 1,000

Auto – Used with Direct Deposit

TermAPR*Amount per Month
Up to 48 Months4.49%$22.80 per 1,000
49 to 72 Months5.24%$16.22 per 1,000

Auto – Used without Direct Deposit

TermAPR*Amount per Month
Up to 48 Months5.24%$23.14 per 1,000
49 to 72 Months5.99%$16.57 per 1,000

RV – New up to 2yrs old

TermAPR*Amount per Month
Up to 72 Months5.49%$16.33 per 1,000

RV – Used 3 to 7 yrs old

TermAPR*Amount per Month
Up to 72 Months6.49%$16.80 per 1,000

RV Camper & Boats in excess of $30,000

TermAPR*Amount per Month
Up to 120 Months6.49%$11.35 per 1,000
121 to 180 Months6.79%$8.87 per 1,000

Credit Card up to $10,000 for 36 months

TermAPR*Amount per Month
Up to 36 Months8.75%$31.68 per 1,000

Special only one per member per year with $3,000 max

TermAPR*Amount per Month
12 Months9.50%$263.05

All loans subject to credit approval
Finance up to 100% NADA value
Most loan applications approved in 24 hours
Rates variable and subject to change
Above Auto & RV Rates require Direct Deposit
*APR = Annual Percentage Rate